Up to $15,000 cash back at closing
Buy your next home. Get 1% back of the price in real cash.
Home Cash Back pays you a 1% commission rebate when you buy with our partner agents. On a $1,000,000 home, that’s $10,000 back in your pocket — with no extra fees and full‑service representation.
Available on qualifying purchases. Typical rebate ranges from $5,000–$15,000+ depending on purchase price.
Estimate your cash back
Enter your target purchase price to see your estimated 1% rebate at closing.
Want exact numbers?
Share your price range and timeline — we’ll confirm your cash-back amount and match you with a vetted local agent.
Trusted by buyers working with top brokerages and lenders
How It Works
Full‑service agents. Simple 1% cash-back rebate.
We share a portion of the buyer’s agent commission back with you at closing, without cutting corners on service or support.
1. Tell us what you’re buying
Share your price range, location, and timing. We confirm your estimated rebate (up to $15,000) and introduce you to a top local buyer’s agent.
2. Buy with a vetted agent
Tour homes, write offers, and negotiate with a full‑service buyer’s agent on your side. The seller still pays the standard buyer’s agent commission.
3. Close & get paid
At closing, we rebate 1% of your purchase price back to you, up to $15,000. Use it for renovations, furniture, or simply lowering your total cost of buying.
Rebate Snapshot
See how quickly 1% adds up.
On many purchases, buyers leave thousands of dollars on the table. With Home Cash Back, your 1% commission rebate can help offset closing costs, moving expenses, or your first major upgrade.
- $500,000 home → ~$5,000 cash back
- $800,000 home → ~$8,000 cash back
- $1,200,000 home → $12,000 cash back (capped at $15,000 total)
Use the quick calculator above, then request your personalized quote in under 60 seconds.
You keep more of your money.
Traditional model: seller pays 2.5% in commission, most of which disappears into brokerage fees. Our model: we share back 1% of the purchase price with you as a cash rebate at closing.
No junk fees, no surprise add‑ons, and no reduction in service — just a smarter way to buy and save in the process.
Why Buyers Love Home Cash Back
More savings. Same expert guidance.
We’ve redesigned the commission split so serious buyers can capture more of the value they create — without going it alone.
Real agents, not a discount app
Work with experienced, vetted buyer’s agents who handle showings, offers, inspections, and negotiations — the same way you would in a traditional transaction.
Transparent, written rebate terms
You’ll see your estimated cash-back amount in writing upfront. No vague promises — just clear math tied to your purchase price and state rules.
Designed for serious, qualified buyers
If you’re pre‑approved or prepping to write offers soon, we help you move fast, win competitively — and still unlock up to $15,000 back at closing.
“We used our rebate to cover almost all of our closing costs.”
Home Cash Back introduced us to Peter, an incredible agent in Greater Toronto Area, and the 1% rebate ended up being just over $9,000. That covered most of our closing costs and let us keep more cash for renovations.
Peter • GTA, Ontario
Results vary. Example based on a recent buyer with lender and brokerage approval for commission rebates.
“Peter made the process straightforward, and we got our rebate as a credit at closing. It made a real difference to our cash on hand after buying.”
Peter • GTA, Ontario
“Peter was amazing and not discounted at all. We got the same support as our friends did — plus several thousand dollars back.”
Peter • GTA, Ontario
Get Your Personalized Rebate Quote
Share your plans. We’ll confirm how much cash back you qualify for.
No obligation, no spam. A Home Cash Back specialist or partner agent will follow up within one business day with your estimated rebate and next steps.
- Up to $15,000 cash back at successful closing
- 1% commission rebate on qualifying purchases
- Vetted local buyer’s agents — not a DIY platform
Eligibility: Rebates are subject to state law, lender approval, and broker participation. Not available in all areas.
Tell us about your home search
Fill out this short form and we’ll send you a personalized rebate estimate and an introduction to a local agent.
By submitting, you agree to be contacted about Home Cash Back and related real estate services. You can opt out at any time.
Questions, answered
How the 1% cash-back rebate works in practice.
If you don’t see your question here, submit the form above and we’ll walk you through what’s possible for your specific situation.
How does Home Cash Back actually pay the rebate?
In a typical transaction, the seller pays a commission that is split between the listing brokerage and the buyer’s brokerage. When you work with a participating buyer’s agent through Home Cash Back, that agent agrees to share 1% of the purchase price back with you as a rebate. In most cases, the rebate is applied as a credit on your closing statement, reducing the cash you need to bring to closing or offsetting closing costs, subject to lender approval and state law.
Is this legal in my state?
Commission rebates to buyers are legal in many, but not all, states. The exact structure also depends on your lender’s and broker’s policies. When you request a quote, we’ll confirm whether rebates are available for your state and price point, and we’ll only connect you with agents who can legally and compliantly offer the rebate.
Do I have to use a specific real estate agent?
Yes. To receive the Home Cash Back rebate, you need to work with one of our participating partner agents or brokerages. These agents are carefully vetted and agree in writing to share 1% of the purchase price with you as a rebate at closing, up to $15,000.
Will I get worse service because of the rebate?
No. Our partner agents are full‑service, top‑performing professionals who handle showings, offer strategy, negotiations, inspections, and closing just like a traditional buyer’s agent. The rebate comes from how the commission is shared between you and the brokerage — not from cutting corners on your representation.
When do I actually receive the cash back?
Your rebate is paid only if and when your purchase successfully closes. In most cases it appears as a credit on your settlement statement, reducing your cash-to-close. Depending on local regulations and lender rules, a portion may also be paid to you after closing. All details will be disclosed before you sign anything.
Ready to see how much cash back you could get on your next home?
Answer a few quick questions and we’ll send you a personalized 1% cash-back estimate — often the same day.
Up to $15,000 cash back on qualifying purchases at successful closing. Subject to state law, lender approval, and broker participation.